Property insurance

Compensa home insurance

Protect your house, apartment and household contents against unexpected losses. Compensa home and property insurance helps protect your home against fire, water leaks, storms, hail, theft, vandalism and other sudden and unexpected events.

In the Compensa online store you can purchase home insurance with All Risks cover and also choose additional protection against certain military threat risks.

What does All Risks insurance cover?

• losses caused by fire, lightning and explosion;
• damage caused by storms, hail, floods and other insured natural events;
• accidents and leaks involving water, heating and sewage systems;
• burglary, robbery and vandalism;
• damage caused by vehicle impact;
• losses caused by accidental actions or other sudden and unexpected events, unless the specific event is excluded under the insurance terms and conditions.

What can you insure?

Depending on the selected insurance object, you can insure a residential house, terraced house, apartment, interior finish, auxiliary buildings and household contents. When insuring a house, the cover may also include building structures, utility systems and certain elements of property landscaping in accordance with the insurance terms and conditions.

Protect your household contents

In addition to your property, you can also insure furniture, household appliances, electronics and other items used in everyday life. Specific limits and conditions apply to certain types of household contents and situations.

Additional protection against military threat risks

Compensa home insurance can also include additional military threat risk cover. It provides protection against sudden and unexpected direct physical damage to the insured property caused, for example, by the impact or explosion of a military drone, missile, projectile or ammunition, or by their debris.

The sum insured for military threat risks is up to EUR 200,000 for an apartment and up to EUR 500,000 for a residential house, terraced house, garden house or holiday home, subject to the conditions and exclusions stated in the insurance terms and conditions.

Compensa 24/7 home assistance

If an emergency occurs at home, Compensa 24/7 home assistance can provide, for example, the services of a plumber, electrician, locksmith, carpenter or roofer, as well as drying, cleaning and other services provided for in the insurance terms and conditions.

Home insurance by subscription

Compensa home insurance is also available by subscription with monthly payments, helping ensure continuity of your insurance protection.

Calculate the insurance price for your house or apartment and purchase All Risks home insurance online.

If you need another home insurance solution or would like a consultation, contact Compensa by calling 8888.